• Bank of America® Cash Rewards Credit Card
    Bank of America® Cash Rewards Credit Card
    • Purchases Intro Apr
      0%
      Introductory APR on purchases for 12 billing cycles
    • Balance Transfers Intro Apr
      0%
      Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    • Regular Apr
      14.24% - 24.24%
      Variable APR on purchases and balance transfers
    • Annual Fee
      $0
  • Features

    • EMV
    • No Annual Fee
    • 0% Introductory APR
    • Auto Rental Insurance
    • Extended Warranty Program
    • Lost Luggage Reimbursement
    • Purchase Protection
    • Travel Accident Insurance
    • Zero Fraud Liability
    • Mobile Pay Ready
    • Visa Signature®
    • FICO Score

    Rate & Fees

    • Annual Fee
      $0
    • Purchase Intro APR
      0%
      Introductory APR on purchases for 12 billing cycles
    • Regular APR
      14.24% - 24.24%
      Variable APR on purchases and balance transfers
    • Balance Transfer Intro APR
      0%
      Intro APR for 12 billing cycles for balance transfers made in the first 60 days

    Recommended Credit Score

    • 300-579poor
    • 580-669fair
    • 670-739good
    • 740-799very
      good
    • 800-850excellent
    N/A

    Card Details

      • No annual fee
      • Get $150 online cash rewards bonus after spending at least $500 in purchases in the first 90 days of account opening
      • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
      • No changing categories and no expiration on rewards
      • Get 0% Introductory APR for 12 billing cycles on purchases and on any balance transfers made in the first 60 days, then, 14.24% - 24.24% Variable APR. 3% fee (min $10) applies to balance transfers
      • Get a 10% customer bonus each time you redeem your cash into a Bank of America® checking or savings account
      • If you are a Preferred Rewards client, you could increase that bonus to 25% - 75%

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