• Citi Simplicity® Card
    Citi Simplicity® Card
    • Purchases Intro Apr
      for 18 months on Purchases*
    • Balance Transfers Intro Apr
      for 18 months on Balance Transfers*
    • Regular Apr
      15.24% - 25.24%*
    • Annual Fee
  • Features

    • EMV
    • No Annual Fee
    • 0% Introductory APR
    • Free Credit Score
    • Auto Rental Insurance
    • Concierge Service
    • Extended Warranty Program
    • Lost Luggage Reimbursement
    • Purchase Protection
    • Price Protection
    • Travel Accident Insurance
    • Zero Fraud Liability
    • Mobile Pay Ready
    • Presale Tickets

    Rate & Fees

    • Annual Fee
    • Purchase Intro APR
      for 18 months on Purchases*
    • Regular APR
      15.24% - 25.24%*
    • Balance Transfer Intro APR
      for 18 months on Balance Transfers*

    Recommended Credit Score

    • 300-579poor
    • 580-669fair
    • 670-739good
    • 740-799very
    • 800-850excellent

    Card Details

      • This is the Only card with No Late Fees, No Penalty Rate, and No Annual Fee...Ever
      • Enjoy 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.24% - 25.24% based on your creditworthiness*
      • A balance transfer fee of either $5 or 3% of the amount of each transfer applies - whichever is greater
      • Save time when you call with fast, personal help, 24 hours a day - simply say "representative"
      • Conveniently set up your own bill payment schedule on any due date throughout the month

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